MIKE XARRAS

Underwriter

Mike joined American Benefits Consulting in April 2022. He supports client engagement with a focus in program design and underwriting concepts, budget and utilization forecasting, and vendor management.

He began his career in group benefits as an underwriter at Liberty Mutual, where he was responsible for financial oversight and pricing of new business prospects and renewals across various industries in the large and national case life, disability, and absence market. Prior to joining ABC, Mike spent four years within Willis Towers Watson’s Absence, Disability Management and Life practice as an Associate Director out of Los Angeles. During this time, he directly supported client consultations and was primarily involved in marketplace evaluations and vendor selection, strategic program design reviews, and broader financial initiatives. Mike has deep expertise in the paid time-off space, and regularly contributed to intellectual capital development connected to PTO and statutory disability & PFML while at WTW.

Mike holds a BS in Finance from Fairfield University and is a licensed Life, Accident & Health Producer in Massachusetts and California.